Resource Center

Senate's Energy Bill Could Impact Mortgage Underwriting
Federal

The Senate passed the U.S. Energy Policy Modernization Act, which contains a provision to allow federal mortgage underwriters to consider the energy savings from efficiency upgrades when determining a homebuyer’s ability to make payments. Lawmakers need to reconcile the bill, S. 2012, with the House energy bill, H.R. 8, before it goes to the White House.

NAR Supports Effort to Reduce FHA Premiums
Federal

NAR urged Senate leaders to allow HUD to implement the Homeowners Armed with Knowledge (HAWK) program. HAWK was designed to reduce mortgage insurance premiums for first-time buyers who complete a series of home ownership counseling sessions. Lawmakers have blocked the program for the last several years.

Fight or Flight? Consider the Best Response to a Physical Attack
Real Estate, Safety, and You

If you were to find yourself alone in a property with a client who indicated they wanted to harm you or rob you, what would you do? Would you put up a fight or try to escape?

October Membership Luncheon
Tuesday, October 18, 2016 | 12:00 pm - 1:00 pm

Join us for the next monthly membership meeting of the Bartow Area Board of REALTORS® will be held on Tuesday, October 18th at 12:00 am at Cartersville Country Club.

NAR Code of Ethics: Cycle Four
BABR CE: Thursday, October 13, 2016 | 9:00 am - 12:00 pm

This course satisfies the NAR Quadrennial Code of Ethics training requirement. After completion of this course, you will have a better understanding of due process and code enforcement. You will also understand the arbitration of disputes and ethics process. This course includes case studies. The current four-year cycle will end Dec. 31, 2016.

Flood Insurance Changes Now In Effect
Federal

Several statutory changes included in the 2014 Homeowner Flood Insurance Affordability Act became effective on April 1, 2016. One of the most significant changes is the gradual implementation of new and unsubsidized premium rates for the National Flood Insurance Program (NFIP). How much are rates expected to rise?

NAR and FTC Warn of Mortgage Phishing Scam
Federal
The Federal Trade Commission and NAR recently issued a warning about an email and money wiring scam. Hackers are breaking into the email accounts of real estate professionals to get information about upcoming real estate transactions, then using this information to fool consumers into wiring closing costs to the scammer's account. Find out how to protect yourself and your clients.
State Senate to Study Solutions for Vacant Structures
State

Senator JaNice VanNess wants the Senate to study and recommend strategies for dealing with vacant properties that are unfit for human habitation or for commercial, industrial, or business occupancy. 

Private Flood Insurance Bill Advances
Federal

Property owners are one step closer to having private market options for flood insurance thanks to a bill that received unanimous support from the House Financial Services Committee. This REALTOR®-backed legislation contains several wins for consumers, such as allowing property owners to move back and forth between private insurance and the National Flood Insurance Program without punitive rate hikes.  

FASB Issues New Lease Accounting Standard
Federal

The Financial Accounting Standards Board (FASB) released the final version of its updated standards for lease accounting on February 25. NAR was an active participant in the standards revision project. The new Accounting Standards Update affects all companies and organizations that lease assets, including real estate.

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